If 1 or 2 types of resources not owned, a prospective entrepreneur can find a partner / partners to make those dreams come true. The ideal partner is a partner who has resources that do not have their own so that there is a balance ‘capital / resources “among them. Generally closer relatives and friends who made the main prospective partner before considering other parties, such as some types of financial institutions including banks.
Selection partner type has its own risks. Greatest risk to be faced when partnered with a close friend of friendship is at stake for business. Not a few business decisions must be made with high professionalism and the cause of friendship be cracked or even broken. Other types of business partners is a member of the family; the risks are not much different with close friends. However, that does not mean they do not partner with can be done. One important thing is to consider and discuss openly all the risks before starting a business co-operation so that if a conflict is inevitable, then imagine how it was done early on before the damage business itself.
Other business partners more neutral is the bank or other financial institutions, especially if capital becomes the main issue. Loans to banks considered more secure because the bank can help us see the macro whether our business will be hampered. A good bank is obliged to inspect and check the feasibility study (feasibility study) that we add. Rejection of the bank with the reason “not feasible” could be a good feedback, especially if we can discuss with the bank credit of whatever elements considered “not feasible”.
In addition the Bank can also help us to monitor the business activities each year and if there is trouble in the company, the bank will consider not continue the loan. This is a “warning” and control who can bring us to immediately clean up. Entrepreneurs who “forced” banks to give loans without a feasibility study in an objective and true end often experience more severe problems. Collateral (collateral) were seized, the company is not the road, and loss of hope to make dreams come true. An event like this is very common, small-scale or national scale. Loans are often violate the normal calculation which should be applied by the bank so that when the economic situation does not support, joint micro and macro economy had helped carry down.
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